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30 Year Conventional

30 Year Conventional Mortgages and Home Loans in Green Bay, Wisconsin

30 Year Conventional Fixed Rate Loan and Mortgage Lender in Green Bay, WI

A conventional home loan is a mortgage that is offered by private lenders. It is not backed by, guaranteed, or insured by a Government agency (think FHA, VA…). Fannie Mae and Freddie Mac set forth a certain criteria that the conventional loan follows. Across the United States conventional mortgages represent around two-thirds of the loans issued to homeowners.

Conventional 30 Year Fixed Home Mortgage

While there are several options/programs to conventional financing, we will focus on the Conventional 30 year fixed mortgage. Conventional 30 year fixed home loan financing is a widely popular loan from first time home buyers to income property investors.

Guidelines of the Conventional 30 Year Fixed Home Mortgage

Some of the specific guidelines to whether you may qualify for this type of home loan are:

Key to a New Home with 30 Year Conventional Financing Mortgage Lender in Green Bay, WI
  • Minimum credit score is typically 620
  • Must be discharged from a bankruptcy for 4 or more years
  • Must be able to make a down payment on the home of at least 3%
  • DTI (Debt-to-income) ratio must meet current guidelines

Consultation on the Conventional 30 Year Fixed Home Loan

A 30 year fixed can be the a great loan to qualify for as it offers strong benefits. To find out all these benefits contact us at Executive Mortgage – we’d be more than happy to set up a consultation! Interested in a Conventional Loan fill out our short application form to get started.